Apple Pay is the cashless payment system on the iPhone that now supports person-to-person payments using the iMessages app.

To use Apple Pay Cash update to the latest version of iOS.  Then, within the iMessage app drawer tap Apple Pay.  Select the amount then Pay.  It’s that easy.

The money is added to the recipients Apple Pay Cash card found in their Apple Wallet app.  They can use the cash card to make purchases or transfer the money to their bank account.

Apple Pay Cash is similar to Venmo and Square Cash but does not require a separate app and it’s only available on iOS.

Paying a friend for lunch or rent has never been faster or more secure.