New smartphones are expensive and you may want to consider insurance. Read More
Insurance plans by carriers such as ATT & Verizon typically cover loss, theft and damage. They also come with ongoing monthly fees and big deductibles. Studies show that damage is the primary issue, not loss.
If you don’t need loss or theft protection consider an alternative provider like SquareTrade. The fees are roughly ½ of carrier plans with smaller deductibles. The protection plan can be added at anytime and is also transferable to a new phone, unlike carrier insurance.
SquareTrade, which is owned by Allstate, is a great option to consider if you want to save money and still have damage protection.